Speculator is located in Hamilton county New york with a geographic area of 44.6 square miles. The total population in Speculator is 360 with 38.9% male and 61.1% female. Children under age 5 represent 0.6% of the population, under age 18 equal 5.6% of the population and over age 65 is 49.4% of the population. The median household income is $76,875, per capita income is $34,796. There are a total of 93 housing units with 80.6% owner occupied. Education includes 24.7% of residents that are high school graduates and 41.9% with a bachelor's degree or higher. The average temperature in Speculator in the summer is 70 degrees, and in the winter 27 degrees.
